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What is Renters Insurance?
Renters insurance provides coverage for your lost, damaged, or stolen personal possessions. It also provides coverage for injuries to another person that might occur in your rented home or apartment.
For example, if someone is hurt in your apartment and the injury is deemed to be your fault then that person can file a liability claim with your insurance company to cover the costs associated with the injury.
Renters insurance provides financial reimbursement to cover a tenant's lost or damaged possessions as a result of fire, theft or vandalism.
Renters insurance is necessary if you are renting a home or apartment and want your valuable possessions protected from loss, theft or damage as well as protecting you in the event of a liability claim.